Terms of Service

Last Updated: October 8, 2025

Please read these Terms of Service ("Terms") carefully before using The Payout Strategy (the "Service") operated by Magic Life Management LLC ("us," "we," or "our").

Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.

1. Use of Service

Description:

The Service provides educational calculators, tools, and information designed to help prop firm traders understand and comply with proprietary trading firm rules.

Acceptance:

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

Eligibility:

You must be at least 18 years old to use the Service.

2. Account and Waitlist

Waitlist:

By providing your email address, you agree to:

  • Receive communications from us regarding product launches and updates
  • Receive marketing materials related to our Service
  • Allow us to store your email address per our Privacy Policy

Unsubscribe:

You may unsubscribe from marketing emails at any time using the unsubscribe link in each email.

3. Calculator Tools and Educational Content

Educational Purpose:

All calculators and tools are provided for educational and informational purposes only. They are NOT:

  • Financial advice or recommendations
  • Guarantees of trading success or profitability
  • Substitutes for reading and understanding your prop firm's official rules
  • Endorsed or approved by any proprietary trading firm

User Responsibility:

You are solely responsible for:

  • Verifying all calculations and outputs
  • Confirming compliance with your specific prop firm's current rules
  • Your trading decisions and their outcomes
  • Understanding that prop firm rules can change at any time

No Warranties:

The calculators are provided "as-is" without warranty of any kind. We make no guarantee that the tools are error-free, accurate, or suitable for your specific situation.

4. Intellectual Property

Ownership:

The Service and its original content, features, and functionality are and will remain the exclusive property of Magic Life Management LLC and its licensors.

License:

We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal, non-commercial purposes.

Restrictions:

You may not:

  • Modify, copy, or create derivative works of the Service
  • Reverse engineer or attempt to extract source code
  • Resell, redistribute, or sublicense the Service
  • Use the Service for any illegal purpose

5. User Content

Calculator Inputs:

Any data you input into our calculators is:

  • Not stored on our servers (processed client-side or anonymized)
  • Your sole responsibility to keep confidential
  • Not reviewed or verified by us

Feedback:

Any feedback, suggestions, or ideas you provide about the Service may be used by us without compensation or attribution.

6. Third-Party Links and Affiliates

Affiliate Links:

Our Service may contain affiliate links to proprietary trading firms. We may earn a commission if you sign up through these links, at no additional cost to you.

Third-Party Sites:

We are not responsible for the content, privacy policies, or practices of third-party websites or services.

No Endorsement:

Mention of third-party prop firms does not constitute endorsement or recommendation.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability or fitness for a particular purpose
  • Warranties that the Service will be uninterrupted, error-free, or secure
  • Warranties regarding the accuracy or reliability of calculator results

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MAGIC LIFE MANAGEMENT LLC SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Trading losses or failed prop firm evaluations
  • Denied payouts or rule violations
  • Any damages arising from your use or inability to use the Service

OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE PAST 12 MONTHS, OR $100, WHICHEVER IS LESS.

9. Indemnification

You agree to indemnify and hold harmless Magic Life Management LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Your trading activities

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, for any reason, including:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • At our sole discretion

Upon termination, your right to use the Service will cease immediately.

11. Governing Law and Disputes

Governing Law:

These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to conflict of law provisions.

Dispute Resolution:

Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Class Action Waiver:

You agree to resolve disputes on an individual basis and waive any right to participate in class actions.

12. Refunds and Cancellations

Merchant of record:

Payments are processed by Paddle. Refunds are issued through Paddle according to this policy and Paddle's procedures.

Digital products and access:

Our tools and content are digital. Once access has begun, refunds are generally not provided except as noted below.

We will approve refunds for:

  • Duplicate charges or accidental double purchases
  • Unauthorized transactions after investigation
  • Failed delivery of access where we cannot remediate within a reasonable time

Subscriptions:

  • You can cancel any time. Cancellation stops future billing and access at the end of the current billing period.
  • If you were charged for a renewal you did not intend, contact us within 7 days of the renewal charge and we will refund that renewal.

EU/UK digital content notice:

By accessing digital content immediately after purchase, you acknowledge and agree that the statutory cooling‑off right may not apply once delivery has begun.

How to request a refund:

Use our Contact page to submit your request: Contact. Include your Paddle receipt, order ID, purchase email, and reason for the request. We aim to respond within 3 business days.

Chargebacks:

Please contact us first to resolve any billing issues. Unresolved disputes may be handled by Paddle and your payment provider.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective:

  • Immediately upon posting to this page
  • After we update the "Last Updated" date
  • After we notify waitlist members by email (for material changes)

Your continued use of the Service after changes constitutes acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. Contact Us

For any questions about these Terms, billing, or refunds, please use our Contact page: Contact